According to persons familiar with the situation, Apple will face an EU antitrust case over its NFC chip technology, putting it at danger of a potentially large fine and forcing it to open up its mobile payment system to competitors.

Since June of last year, when Margrethe Vestager initiated an inquiry into Apple Pay, the iPhone company has been in the crosshairs of European Union antitrust commissioner Margrethe Vestager.Apple: Latest News, Videos and Apple Photos | Times of India

Apple's NFC chip, which enables tap-and-go payments on iPhones, the company's terms and conditions for how mobile payment service Apple Pay should be used in merchants' apps and websites, and the company's refusal to allow rivals access to the payment system were among the initial worries.

According to one of the sources, the European Commission has reduced its emphasis to just the NFC chip, which can only be accessible by Apple Pay.

According to one of the individuals, the EU competition enforcer is currently developing a charge sheet known as a statement of objections, which might be handed to Apple next year. Typically, such documents layout activities that the regulator deems anti-competitive.

The Commission did not respond to a request for comment. Apple was not immediately available for comment, citing privacy and security concerns in its Apple Pay policy.

Because of the COVID-19 epidemic, NFC-enabled payments have gained in popularity. According to some analysts, Apple Pay's broad reach and greater consumer experience on a mobile website or in stores offer it a competitive advantage over competitors.